Credit Representative Number 461463 is authorised under Australian Credit Licence Number 389328. With almost 30 years of experience in the finance industry, Zac has established himself as a seasoned professional. Throughout his career, he has held positions at reputable institutions such as NAB, Suncorp, Citibank, and St George. Zac's expertise lies in navigating complex deals, making him a go-to resource for his former colleagues and business partners. Zac embarked on his finance journey in 1995, starting at Citibank as a Lending Officer and Credit Analyst. It was during this time that he developed a solid foundation in understanding the credit process, a crucial aspect in securing loan approvals. Transitioning from credit roles, Zac delved into commercial and residential mortgages, expanding his knowledge of business finance and commercial property loans. In 2009, Zac joined NAB as a Business Banking Manager, where he further honed his expertise in business loans and self-managed super fund (SMSF) loans. Prior to venturing into his own mortgage broker business, Zac served as a mobile banker at NAB, specialising in residential home loans for both owner occupiers and property investors. Beyond his professional capabilities, Zac is known for his down-to-earth nature and genuine care for his clients, treating them like family. On a personal level, he has a passion for cricket, having played as a left-arm fast bowler. Zac is happily married to Leigh, who co-owns Mint Equity with him, and they share their lives with their beloved Japanese Spitz, Sami. Having grown up in Sydney's Eastern Suburbs, Zac moved to Brisbane at the age of 8 before returning to Sydney's Northern Beaches at 21. In 2013, Zac and Leigh made the move to the Central Coast, and they now split their time between the Central Coast and the Gold Coast. As Mint Equity expanded its presence into Queensland in 2023, Zac remains dedicated to serving clients while enjoying the coastal lifestyle, often spotted at Terrigal, Main Beach, or Broadbeach, accompanied by Sami for a run.

Leigh is a skilled professional with a strong background in business management and client services. In her role, she effectively oversees marketing, communications, operations, and the overall strategy of the business. With a diverse career spanning various industries such as real estate, advertising, recruitment, and corporate initiatives for an international ASX listed company, Leigh brings a wealth of experience to her current position. When Zac made the decision to pursue a career as a mortgage broker, it was Leigh who advocated for establishing an independent mortgage broker business instead of joining an existing franchise. While working full-time for a multinational organization in Chatswood, Leigh dedicated her efforts to building the framework, core values, systems, and processes that laid the foundation for Mint Equity. As the business grew, it quickly became evident that Mint Equity required Leigh's full-time commitment. Consequently, she transitioned from her corporate role to join Zac in the business venture. Recognising that finance can be a daunting subject for many, Leigh is passionate about simplifying the complexities of finance. She combines her knowledge of finance and property to help clients understand the relationship between property debt and equity growth. Leigh's own property journey began at the age of 22 when she and Zac purchased their first apartment on the Northern Beaches. Throughout the years, Leigh has actively managed their property portfolio, taking charge of renovations and property resale. Understanding that finance may not captivate everyone's interest, she believes in making the entire process as engaging as possible by highlighting the fascinating connection between finance and property. Leigh was born and raised on Sydney's Northern Beaches. In 2013, she and Zac relocated to the Central Coast, and now they split their time between the Central Coast and the Gold Coast. As Mint Equity expanded its presence into Queensland in 2023, Leigh continues to play an integral role in the company's growth and success.

Brad is an integral member of the Mint Equity team, having been part of the original lineup alongside Zac and Leigh during the business's start-up phase. In those early days, the three of them worked tirelessly to grow the company. Brad's background in credit assessment brings immense value to the loan application process, ensuring that clients have the best possible chance of approval. Before joining Mint Equity, Brad dedicated 14 years of his career to NAB and Resimac, where he served as a Senior Credit Associate. In 2012, he also completed a Diploma of Finance and Mortgage Broking, further enhancing his expertise in the field. Clients of Mint Equity greatly benefit from Brad's unique ability to combine credit insights with a deep understanding of product and lender suitability. Brad's approach to managing a client's file is characterised by tenacity, attention to detail, and proactive communication. With years of experience under his belt and his time at Mint Equity, he offers a comprehensive service to clients, handling top-ups, refinances, and new approvals with utmost professionalism. Clients have the opportunity to directly liaise with Brad, ensuring a seamless and personalised experience throughout their journey with Mint Equity.

Michelle brings over 20 years of invaluable banking and lending experience from working with prominent financial institutions such as major banks, regional lenders, and second-tier lenders. With her extensive knowledge and supportive demeanor, Michelle is dedicated to providing clients with meticulous and determined assistance. In 2019, Michelle joined the Mint Equity team, bringing her wealth of experience from previous roles at Mortgage Choice, Newcastle Permanent Building Society, and Commonwealth Bank, where she held positions in client service and branch management. Recognising the significance of her banking expertise, we were confident that Michelle's addition to our team would enable us to continue delivering high-quality services to Mint Equity clients. When it comes to ensuring a smooth settlement process, Michelle is the person you want on your side. Her proactive and tenacious approach guarantees that you will have an advocate fighting for your best interests. Moreover, Michelle's ability to break down complex details and decipher bank jargon ensures that clients have a clear understanding of their transactions and can make informed decisions with confidence.

With over 5 years of valuable banking experience, Chanelle brings her finance background to the Mint Equity team, aligning perfectly with our commitment to providing clients with expert knowledge and exceptional customer service. In her most recent role with Bankwest, Chanelle developed a close working relationship with clients, guiding them through the home loan onboarding process. Chanelle places great emphasis on effective communication, ensuring that clients have all the necessary information to make informed decisions. Her dedication to providing transparent and comprehensive guidance sets the stage for a seamless experience. When it comes to securing the best interest rates for clients, Chanelle is both passionate and tenacious. She handles the entire application process, from the initial stages to repricing home loan interest rates and conducting loan reviews every six months. As interest rates and market conditions fluctuate, having Chanelle in your corner proves to be invaluable. With Chanelle's expertise and commitment to staying informed, clients can rest assured that their best interests are at the forefront. Whether you're starting a new application or seeking to optimise existing loan terms, Chanelle's guidance and market insights will ensure that you make informed decisions that align with your financial goals.

Rebecca is available Mondays, Tuesdays and Wednesdays Rebecca is the invaluable leader of our buyer support services team, dedicated to providing exceptional care and guidance to our clients as they embark on their quest for their dream property. Whether our clients are in the midst of emotionally charged buying decisions or seeking practical insights into the real estate market, Rebecca is there with her calming voice of reason and clarity. With her extensive background at Magnolia Lane Financial Services and years of experience in client services across Australia, Canada, and France, Rebecca possesses the perfect blend of expertise and empathy to navigate our clients through the highly stressful process of property acquisition. Her wealth of knowledge and understanding ensures that Mint Equity clients receive property research and guidance that surpasses anything offered by other mortgage brokers in Australia. Having recently returned from maternity leave, Rebecca is now available to assist our pre-approved clients on Mondays, Tuesdays and Wednesdays. We recognise the immense value she brings to our team and the vital support she provides to our clients. To discover more about our Buyer Support Services, please visit our Buyer Support Services page.